This recommendations page contains my fully compiled list of recommended services, products, and companies. I hope it can help you along your financial journey, as I have used many of these services to move towards financial independence and early retirement.
Disclosure: Any affiliate link below is a product that I trust and recommend. There is nothing on this page that I haven’t verified and/or personally used. Please check my disclaimer for further details.
Money Saving Websites
Ebates provides an easy way to receive cash back on all of your online purchases. They are connected to most stores, so it is well worth your time to check the site or use the Ebates browser plugin before making any purchases. Plus, they even have in-store cash back these days! Ebates makes a commission by referring you to the store you are shopping at, and they give a portion of their commission back to you to say thanks. You get your savings quarterly. We all spend too much online, might as well use Ebates and get some money back!
Sign up for Swagbucks where you can earn free gift cards online for using it as your search engine. Swagbucks also is a shopping portal like Ebates, allows you to take surveys, watch videos, and try promotions. If you don’t want to use Ebates check out Swagbucks for some easy cash doing the things you are already doing.
NextWorth lets you get rid of that old computer and all those old phones that you have been hoarding. I had a stack of old electronics that got recycled, without knowing that I could have sold them to NextWorth and gotten paid for my old “useless” electronics. Check NextWorth out the next time you are getting rid of your junk electronics
If you decide against investing on your own and you do not want to hire a portfolio manager, check out Future Advisor. It’s a great way to help you invest your money in low-cost ETFs and is very user-friendly. If nothing else, check it out for the free advice on your portfolio. Future Advisor can really help to show you how to tax optimize your portfolio which can be quite a confusing subject.
I love Personal Capital! It is a great financial aggregator for getting a holistic view of your finances. They provide free financial software similar to Mint.com but way more detailed and geared towards investing. Personal Capital is much more detailed than Mint though. You can track your net worth, your cash flow, your portfolio, your investments, and more. Check out my review on Personal Capital if you are not sure whether or not to be using it. Personal Capital is free.
M1 Finance provides an investing platform to make investing very affordable and easy. You set an asset allocation that you would like either by sector or self-picked stocks and then M1 takes care of all the trading for you. You just have to put your money in and M1 Finance does the rest for a low fee of 0.25% or 0.15% if over $100,000 invested.
Lending Club allows investors, like you and me, to invest in loans for borrowers. We can select which loans based on risk and can earn monthly returns from the borrowers’ payments. As an investor, we can earn returns between 5% and 9%, and potentially much, much more depending on the “risk” of the loan. Lending Club is easy to use compared to many investing platforms.
The Chase Sapphire Preferred card is simply the best travel card out there for travel hacking. It has a 50,000 point sign up bonus of the most valuable Ultimate Rewards points. These points can be transferred 1:1 to most airlines and hotels for free stays and flights around the world. Check out the Chase Sapphire Preferred if you are getting into travel hacking. It’s free!
Have student loans? SoFi can help by finding the best interest rates available in order to refinance your student loans. I wish I had found this when I was paying off my student loans. The best part is, SoFi is free.
If you’re looking to start a WordPress blog easy and cheap, then choosing Bluehost for your hosting needs is the way to go. Bluehost is one of the top web hosting companies in 2017 and you can start your own blog with them for just $2.95 a month! Also, if you sign up using my link, you will get your domain for free if you purchase a 12 month or longer blog hosting plan. Bluehost makes getting a blog up and running very quick and easy, all that is left is to drive traffic. Check out my post on how to start a blog to get up and running.
Digital Ocean is where Atypical Life is hosted now. If you want full unfettered control of everything behind the scenes on your blog and server then this is the place to be. Digital Ocean is where developers and computer programmers come to setup and test new platforms. It even hosts many corporate websites. Be prepared to service your site yourself, but it gives you full control which I love. Digital Ocean has great tutorials to get you off and running. You even get $20 when you sign up through this referral link.
I have been using Board Booster for several months now and I highly recommend it. It allows you to design schedules for your Pinterest pins and view the analytics that correspond so that you can understand how your pins are affecting blog viewership. I like Board Booster because it has taken a complex situation that requires tons of time and reduced it to less than 1hr per week.
Quickbooks is small business software service to keep track of your finances so when it comes to tax time each year, you are ready. It helps keep track of income, send invoices, and more. You get a total view of your businesses finances and can analyze it to your heart’s content. Quickbooks by Intuit makes small business accounting easy.
Coursera has a huge collection of online courses available. It was started by 2 Stanford professors and has grown to have a library of 2000+ courses. You can even design and host your own courses using Coursera. Check it out for some online learning. Coursera even has free courses to learn nearly anything.
Udemy is another online course repository similar to Coursera, but it’s library of courses houses 55,000+ courses as of 2017! Udemy has courses from all types of experts. You can also design a course and host it with Udemy both giving it away for free or charging tuition to your course. Check out Udemy for learning as an adult.