Saving

Stop Forgetting These Essential Items From Your Budget

Do you use a budget for your household expenses every month? If you do, congratulations! You are on your way to a more financially secure future. If not, check out my beginners guide to budgeting. There are items in a budget that seems to never be included when you look at normal family budgets: ...

15 Essential Home Budget Hacks to Save You $1000s

Does your home utility bill cripple your budget? Home utilities have such a wide spectrum of costs, but they are all within our control. We cannot control the cost per kWh, but we are ultimately responsible for the amount of electricity and water we use on a regular basis. According to the EIA, a...

The 6 Proven Steps to Financial Independence

Are you spinning your wheels in the rat race these days wondering if there is a better way to live? There is! We all want to be free from the man; to free ourselves from the stranglehold that modern society places upon us. The ultimate goal that I think everybody wants is to be able to decide for...

How to Get Free Health Insurance

Does paying for health insurance force you into debt? Does it keep you up at night and keep you from following your dream of retirement? Well, it is possible to get free health insurance, and I am going to share with you the secret to how I not only get my health insurance for free but actually g...

4 Critical Steps to Reduce Home Costs with Energy Efficiency

A lot of people worry about how they’re going to be able to pay their energy bills during the winter months – particularly as each year it seems to get much colder. If you’re wondering how you’re going to be able to afford the latest expenses, then you might find that swit...

5 Revolutionary Budget Hacks to Save You Money

Saving money does not have to be difficult. It doesn’t even have to take effort. If you establish the right money saving habits, your savings will start to compound over time. The key to saving money is the budget and keeping track of your cash flow. Remember this equation and apply it alwa...

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